Orlando Car Insurance Information
Of all the cities in the State of Florida that have the most expensive rates of auto insurance, Orlando lies at the 5th position. Vehicle owners in the city of Orlando pay 0.5 times or 50 % more in auto insurance premiums than the average auto insurance of the State and 2.5 times/ 250% more than national average.
The annual average rate of auto insurance in Orlando, Florida is approximately $2,479/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.
The table below clearly shows the average auto insurance cost of Orlando, Florida State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Orlando
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Orlando. It’s also worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Orlando, the highest auto insurance quote was 250% higher or $976 as compared to the cheapest auto insurance firm’s quote that was $381. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates.
To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in Orlando together with their annual auto insurance rates in the table below.
| Rank | Auto insurance company name | Annual Rate |
|---|---|---|
| 1 | 21st Century | $976 |
| 2 | Bristol West | $877 |
| 3 | MetLife | $829 |
| 4 | Safeco | $809 |
| 5 | Auto-owners | $667 |
| 6 | Travelers | $640 |
| 7 | USAA | $600 |
| 8 | Florida Farm Bureau Insurance | $381 |
Orlando Car Insurance Rate by Zip Code
Data recorded in the above table compares various rates of auto insurance in Orlando by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another. For instance, in Orlando, the average rate of auto insurance for 30 year old male drivers is $1836 at 32814 zip code, whereas the average rate of auto insurance for similar drivers for similar drivers increase to $2250 at 32811 zip code. We can clearly note that this results to a price increase of about $414 / year as zip codes in Orlando change. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Orlando.
Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Orlando.
| Orlando Zip Codes | Gender | Age | Average Rate($) | Lowest($) | Highest($) |
|---|---|---|---|---|---|
| 32811 | Male | 30 | 2250 | 1144 | 3081 |
| 32806 | Male | 30 | 1883 | 1144 | 2689 |
| 32832 | Male | 30 | 1853 | 1144 | 2398 |
| 32835 | Male | 30 | 1961 | 1144 | 2855 |
| 32804 | Male | 30 | 1915 | 1144 | 2848 |
| 32803 | Male | 30 | 1836 | 1144 | 2454 |
| 32827 | Male | 30 | 1907 | 1144 | 2667 |
| 32819 | Male | 30 | 1880 | 1144 | 2452 |
| 32801 | Male | 30 | 1841 | 1144 | 2479 |
| 32814 | Male | 30 | 1836 | 1144 | 2454 |
Orlando CAR INSURANCE RATES BY AGE
| Age | Women ($) | Men ($) |
|---|---|---|
| 70 | 1557 | 1602 |
| 60 | 1510 | 1554 |
| 50 | 1568 | 1618 |
| 40 | 1722 | 1700 |
| 30 | 1868 | 1836 |
| 20 | 3123 | 3667 |
The age of the driver plays a major role in determining the cost of auto insurance in the city of Orlando. Although there is not much drivers can do about their age, it is good to acknowledge how it affects the cost of auto insurance. So which is the age range does most insurance companies consider to have the biggest liability?
The table below contains data that compares the rate of auto insurance in Orlando for both genders and various age groups so as to give an explanation on how the rates of auto insurance are affected by gender and driver’s age.
In Orlando, the average auto insurance rate for 20 year old male drivers is $3,677 whereas the average rate of insurance for women of the same age range decreases to reach $3,123. Additionally, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,850 / year.
We can clearly see a huge decrease in price ($1,800/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Orlando auto insurance quotes within the age range of 30 to 70 years become stable costing approximately $1,500 for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.
We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Orlando, Florida.
