Gainesville Car Insurance Information
Of all the cities in the State of Florida that have the least expensive rates of auto insurance, Gainesville was ranked at the 2nd position. Vehicle owners in Gainesville pay 0.5 times or 50 % less in auto insurance premiums than the average auto insurance of the State and 1.4 times more than national average.
The annual average rates of auto insurance in Gainesville, Florida is approximately $1,238/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.
The table below clearly shows the average auto insurance cost of Gainesville, Florida State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Gainesville
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Gainesville. It’s also worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Gainesville, the highest monthly auto insurance quote was 700% higher or $509 as compared to the cheapest auto insurance firm’s quote that was $65. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates.
To make things even easier for you, we’ve made a list of the top 8 cheapest auto insurance firms in Gainesville together with their monthly auto insurance rates in the table below.
| Rank | Auto insurance company name | Annual Rate |
|---|---|---|
| 1 | American Family | $509 |
| 2 | Travelers | $193 |
| 3 | Liberty Mutual | $165 |
| 4 | Direct Auto | $160 |
| 5 | Mercury | $149 |
| 6 | Progressive | $65 |
Gainesville Car Insurance Rate by Zip Code
Data recorded in the above table compares various rates of auto insurance in Gainesville by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another. For instance, in Gainesville, the average rate of auto insurance for drivers and car owners is $3489 at 32609 zip code, whereas the average rate of auto insurance for similar drivers and car owner increase to $3505 at 32610 zip code. We can clearly note that this results to a price increase of about $16 / year as zip codes in Gainesville change. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Gainesville. The city of Gainesville has the highest number of zip codes that have the cheapest auto insurance rates in Florida State.
Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Gainesville.
| Gainesville Zip Codes | Average Rate($) |
|---|---|
| 32610 | 3505 |
| 32653 | 3495 |
| 32611 | 3495 |
| 32608 | 3495 |
| 32607 | 3495 |
| 32606 | 3495 |
| 32605 | 3495 |
| 32603 | 3495 |
| 32612 | 3493 |
| 32609 | 3489 |
Gainesville CAR INSURANCE RATES BY AGE
| Age | Women ($) | Men ($) |
|---|---|---|
| 60 | 2116 | 2152 |
| 35 | 2350 | 2304 |
| 25 | 2563 | 2751 |
| 17 | 6212 | 7501 |
The table below contains data that compares the rate of auto insurance in Gainesville for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.
For instance, in Gainesville, the average auto insurance rate for a 25 year old male drivers is $2,152 whereas the average rate of insurance for women within the same age range decreases to reach $2,116. Additionally, the car insurance rate for 35 year old female and male drivers is almost similar costing about $2,300 / year. We can clearly see a huge decrease in price ($4,750/ year) while the age range of the male drivers moves from 17 years to 25 years. Additionally, Gainesville auto insurance quotes within the age range of 35 to 600 years becomes stable costing approximately $2,200 for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.
We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Gainesville, Florida.
