Jacksonville Car Insurance Information
Of all the cities in the State of Florida that have the most expensive rates of auto insurance, Jacksonville lies at the 65th position. Vehicle owners in the city of Jacksonville pay 0.5 times or 50 % less in auto insurance premiums than the average auto insurance of the State and 1.6 times/ 160% more than national average.
The annual average rates of auto insurance in Jacksonville, Florida is approximately $1,478/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.
The table below clearly shows the average auto insurance cost of Jacksonville, Florida State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Jacksonville
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Jacksonville. It’s also worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Jacksonville, the highest auto insurance firm was Direct General with an annual rate of $2377 whereas the cheapest auto insurance firm was USAA with an annual rate of $598. However, USAA only offers insurance services to military members and their families. The next cheapest auto insurance firm in Jacksonville was Allstate that is available to every driver with a rate of $1035.
Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates. To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in Jacksonville together with their annual auto insurance rates in the table below.
| Rank | Car insurance company name | Annual Rate |
|---|---|---|
| 1 | Direct General | $2372 |
| 2 | Allied | $1471 |
| 3 | Liberty | $1392 |
| 4 | MetLife | $1187 |
| 5 | Mercury | $1149 |
| 6 | Amica | $1116 |
| 7 | Allstate | $1035 |
| 8 | USAA | $598 |
Jacksonville Car Insurance Rate by Zip Code
Data recorded in the above table compares various rates of auto insurance in Jacksonville by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another. For instance, in Jacksonville, the average rate of auto insurance for is $1,749 at 32204 zip code whereas the average rate of auto insurance for drivers increase to $1810 at 32210 zip code. We can clearly note that this results to a price increase of about $61 / year as zip codes in Jacksonville change. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Jacksonville.
Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Jacksonville.
| Jacksonville Zip Codes | Average Rate($) | Lowest($) | Highest($) |
|---|---|---|---|
| 32204 | 1749 | 1123 | 2287 |
| 32209 | 1750 | 1123 | 2292 |
| 32206 | 1750 | 1123 | 2292 |
| 32244 | 1751 | 1123 | 2401 |
| 32277 | 1765 | 1123 | 2439 |
| 32211 | 1782 | 1123 | 2521 |
| 32208 | 1792 | 1123 | 2502 |
| 32207 | 1795 | 1123 | 2521 |
| 32205 | 1809 | 1123 | 2589 |
| 32210 | 1810 | 1123 | 2589 |
Jacksonville CAR INSURANCE RATES BY AGE
| Age | Average Rate ($) |
|---|---|
| 70s | 2712 |
| 60s | 1840 |
| 50s | 1798 |
| 40s | 1930 |
| 30s | 1975 |
| 20s | 2634 |
| Teenagers | 5738 |
The age of the driver plays a major role in determining the cost of auto insurance in the city of Jacksonville. Although there is not much drivers can do about their age, it is good to acknowledge how it affects the cost of auto insurance. So which is the age range does most insurance companies consider to have the biggest liability?
The table below contains data that compares the rate of auto insurance in Jacksonville for various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by the driver’s age.
In Jacksonville, the average auto insurance rate for 20 year old drivers is $2,634 whereas the average the car insurance rate for 30 year old drivers is 1975 / year.
We can clearly see a huge decrease in price ($659/ year) while the age range of the driver moves from 20 years to 30 years. Teenagers have the biggest auto insurance premium having an average auto insurance rate of $5738. Additionally, Jacksonville auto insurance quotes within the age range of 30 to 60 years becomes stable costing approximately $1,890 for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.
We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Jacksonville, Florida.
